Search results for “student loans”

13 apps · 15 articles

Articles

View all →

What Student Finance Covers in South Africa, and What It Does Not

Education finance in South Africa is normally approved against named, invoiced study costs: tuition and registration fees, accommodation…

No-Cosigner Student Loan Eligibility: Why Your School Matters More Than Your Credit File

A no-cosigner lender judges an international student on where they are going rather than on a credit history it cannot see: the…

How to Tell Which Type of Old Student Loan You Have

The authoritative answer is in your federal student aid account, which lists every federal loan in your name by its official type, its…

Consolidating FFEL Loans Into a Direct Consolidation Loan: What You Gain and What You Lose

Consolidating FFEL loans into a Direct Consolidation Loan converts legacy debt into a Department-held Direct Loan, which is what unlocks…

What Is an FFEL Loan, and How Is It Different From a Direct Loan?

An FFEL loan is a federal student loan made by a bank or other private lender under a federal guarantee, through a programme that stopped…

How to Fix a Student Loan Billing Error or a Misapplied Payment

Fix a student loan billing error by disputing it in writing with your servicer, loan by loan, with the bank record of the payment attached…

How to Set Up Student Loan Autopay, and the Traps to Avoid

Setting up auto debit on a federal student loan means authorising your servicer to take the amount due from your bank account each month…

What Happens When Your Student Loan Is Transferred to a New Servicer?

When a federal student loan is transferred to a new servicer, the loan does not change: the balance, the interest rate, the repayment plan…

Is Forgiven Student Loan Debt Taxable? The Tax Side of Forgiveness and Discharge

Cancelled debt is treated as taxable income under federal law unless a specific exclusion applies, and student loan relief has moved in and…

Disability and Closed School Discharge: How to Cancel a Federal Student Loan

A discharge cancels a federal student loan because of your circumstances rather than years of payments, and the two most used grounds are…

Federal Student Loan Forgiveness: Which Programmes Exist and Who Qualifies?

Federal student loan forgiveness is not one programme but several separate routes: income-driven forgiveness after a set number of…

Federal vs Private Student Loans: Which Should You Take First?

Take federal loans first and private loans last, because a federal loan carries income-based repayment, deferment, and discharge…

When Does Student Loan Refinancing Actually Save You Money?

Refinancing saves you money when the new fixed rate is meaningfully lower than what you pay now, the term stays the same or gets shorter…

Which Student Loan Repayment Plans Can You Choose in 2026?

Which federal repayment plans you can choose in 2026 depends on one date: when your loans were first disbursed. SAVE ended by court order…

The Repayment Assistance Plan (RAP): How Your Federal Payment Is Worked Out

RAP is an income-based federal repayment plan that sets your monthly payment as a percentage of your adjusted gross income, rising from…