(Sallie Mae) Student Loan Hint

(Sallie Mae) Student Loan Hint is an independent, unofficial Android app: a loan simulation, calculator and guide about US student loans, federal aid and private student loan terms. It is a planning tool for the stage before you sign anything.

What the app does

• Runs a loan simulation on figures you type in, so the size of a borrowing decision is visible before you commit to it.
• Works as a calculator for the arithmetic a loan disclosure leaves you to do yourself, including the monthly payment and the total cost.
• Serves as a guide to US student loans, federal aid and private student loan terms, written in plain English rather than lender language.

What it does not do

The app does not offer loans and cannot be used to apply for a loan. It does not process applications, disburse funds, check application status, or access any account. No account, no login, no personal data. It is not an official representative of Sallie Mae and is not affiliated with, endorsed by, or connected to Sallie Mae, and it does not represent any government entity. Brand names appear descriptively only. The app never asks for a Social Security number, a bank account number, a password or a one-time code, and you should never type those anywhere except an official channel you reached yourself.

Key facts about the programme

• Federal borrowing carries statutory repayment and discharge protections a private contract generally does not, which is why the usual order is federal first and private last.
• A private student loan is priced on credit, so the rate depends on the borrower and often on a cosigner, and it may be quoted as fixed or variable.
• Rates, limits and rules change, so treat any figure as provisional and confirm it at source.

All figures are estimates for planning only; always confirm the actual terms with Sallie Mae directly. Official source for federal student aid: https://studentaid.gov (Federal Student Aid, U.S. Department of Education). Not financial, tax or legal advice.