EveryoneContent rating

This link opens the official Google Play listing.

Summary

(HALO TUNAI) Pinjaman SIM is an Android app in the Finance category from BONGSOJOYO DEV, available on Google Play.

(HALO TUNAI) Pinjaman SIM is an independent, unofficial Android app that simulates and calculates HaloTunai personal loan figures and explains the terms a loan agreement uses, working only on numbers you type in yourself.

Free

About this app

(HALO TUNAI) Pinjaman SIM is an independent, unofficial Android app: a loan simulation app, calculator and complete guide to HaloTunai personal loans. It belongs to the planning side of borrowing — the part that happens before anyone signs anything.

What the app does

The developer describes it as a loan simulation, a calculator and a complete guide to HaloTunai personal loans. You supply the figures and the app does the arithmetic. All figures are estimates only for planning purposes, and the developer says to always verify actual terms directly with HaloTunai.

What it does not do

It is not an official representative of HaloTunai and is not affiliated, endorsed or related to HaloTunai, nor to Bank Negara Malaysia or any other public body. It is an independent educational app. It does not offer loans and is not for applying for loans: applications cannot be made through this app. It does not process applications, does not disburse funds, does not check application status and does not access any accounts. There is no account, no login and no personal data. Never type an identity card number, a bank account number, a card number, a password or a one-time PIN into any third-party app or website.

Key facts about the programme

  • Supervision depends on who lends: banks and other licensed financial institutions fall under Bank Negara Malaysia, while a moneylender operates under the Moneylenders Act 1951.
  • Repayment conduct on credit from reporting institutions is held in CCRIS, operated by Bank Negara Malaysia. It generally shows the most recent 12 months for each facility, and you can request your own record.
  • If repayments become difficult, AKPK, the counselling agency set up by Bank Negara Malaysia, offers free counselling and a debt management programme for individuals.

Every number is an estimate for planning, not a quotation and not an offer of credit. Apply only through HaloTunai official channels, and check the rules and your own credit record with Bank Negara Malaysia at https://www.bnm.gov.my. The HaloTunai name is used descriptively.

Get it on Google Play →

What's new

  • Bug fixes and performance improvements.

App information

Updated
Package IDcom.pinjamanwang.halotunai
Content ratingEveryone
PriceFree
DeveloperBONGSOJOYO DEV
CategoryFinance
Google PlayView on Google Play

Frequently asked questions

Is this the official HaloTunai app?
No. It is an independent, unofficial educational app: a loan simulation, calculator and guide. It is not an official representative of HaloTunai and is not affiliated, endorsed or related to HaloTunai, nor to Bank Negara Malaysia or any other public body. The HaloTunai name is used descriptively, for identification only.
Can I apply for a loan inside the app?
No. The app does not offer loans and is not for applying for loans, and applications cannot be made through it. It does not process applications, does not disburse funds, does not check application status and does not access any accounts. A real application is made only through the official channels of the lender itself.
Does the app need an account or my personal details?
No. There is no account, no login and no personal data, because none of the arithmetic needs your identity. It never asks for an identity card number, a bank account number, a card number, a password or a one-time PIN, and you should never type any of those into a third-party app or website.
Are the figures in the app what I will actually pay?
No. All figures are estimates only for planning purposes, never a quotation and never an offer of credit. Your instalment, charges, interest or profit rate and total repayment are set by the lender and stated in your offer letter and agreement. Always verify actual terms directly with HaloTunai.
Where do I check the official rules and my own credit record?
With Bank Negara Malaysia at https://www.bnm.gov.my, which supervises licensed financial institutions, operates the CCRIS credit reference system and publishes consumer complaint routes. Rules and figures change over time, so check them there rather than relying on any third-party summary, including this app.

You might also like

View all →

Related articles

View all →