EveryoneContent rating

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Summary

(Flexi Duit) - Flexi Loan SIM is an Android app in the Finance category from DJEMANGIN DEV, available on Google Play.

(Flexi Duit) - Flexi Loan SIM is an independent, unofficial Android app that simulates and calculates Flexi Duit personal loan repayments and explains the words a loan agreement uses, working only on figures you type in yourself.

Free

About this app

(Flexi Duit) - Flexi Loan SIM is an independent, unofficial Android app: a loan simulation, calculator and complete guide about Flexi Duit personal loans. It covers the arithmetic and the vocabulary of a loan, before anything is signed.

What the app does

The developer describes it in one line, and the app is that line: a loan simulation, a calculator and a complete guide about Flexi Duit personal loans. You supply the figures, the app does the arithmetic, and the guide explains the terms. All figures are estimates for planning only; the developer says to confirm the actual terms with Flexi Duit directly.

What it does not do

It is an independent educational app, not an official representative of Flexi Duit and not affiliated with, endorsed by, or connected to Flexi Duit, nor with any government body. It does not offer loans and cannot be used to apply for a loan: it does not process applications, disburse funds, check application status, or access any account. There is no account, no login and no personal data. Never type an identity card number, a bank account number, a password or a one-time PIN into any third-party app or website.

Key facts about the programme

  • In Malaysia a non-bank lender that lends as a business needs a moneylender licence under the Moneylenders Act 1951, issued by the ministry responsible for housing and local government.
  • Banks and other licensed financial institutions sit on a separate register supervised by Bank Negara Malaysia.
  • A moneylending agreement must be written, in the prescribed form and attested, and you are entitled to a copy.
  • Interest a licensed money lender may charge is capped by the Act; confirm the current caps with the ministry, not with a summary.

Brand names appear descriptively, for a guide about the product. Every number is an estimate for planning, not a quotation and not an offer of credit. Apply only through the lender's own official channels, and check a moneylender licence at https://www.kpkt.gov.my. Not financial or legal advice.

Get it on Google Play →

What's new

  • Bug fixes and performance improvements.

App information

Updated
Package IDcom.loan.flexicreditapp
Content ratingEveryone
PriceFree
DeveloperDJEMANGIN DEV
CategoryFinance
Google PlayView on Google Play

Frequently asked questions

Is this the official Flexi Duit app?
No. It is an independent, unofficial educational app: a loan simulation, calculator and guide. It is not an official representative of Flexi Duit and is not affiliated with, endorsed by, or connected to Flexi Duit, nor with any government body or regulator. The Flexi Duit name is used descriptively, for identification only.
Can I apply for a loan inside the app?
No. The app does not offer loans and cannot be used to apply for a loan. It does not process applications, disburse funds, check application status, or access any account. An actual application is made only through the official channels of the lender itself.
Does the app need an account or my personal details?
No. There is no account, no login and no personal data, because none of the arithmetic needs your identity. It never asks for an identity card number, a bank account number, a card number, a password or a one-time PIN, and you should never type any of those into a third-party app or website.
Are the figures in the app a quotation of what I will pay?
No. All figures are estimates for planning only, never a quotation and never an offer of credit. Your instalment, your interest rate and any charges are set by the lender and stated in the loan agreement you sign. Always confirm the actual terms with Flexi Duit directly.
Where do I check whether a money lender is licensed in Malaysia?
A non-bank money lender is licensed under the Moneylenders Act 1951 by the ministry responsible for housing and local government, at https://www.kpkt.gov.my. Banks and other licensed financial institutions are a separate matter for Bank Negara Malaysia. Rules and caps are revised over time, so check them at the source rather than relying on a third-party summary, including this app.

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