EveryoneContent rating

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Summary

(DANAHUB) Pinjaman Wang SIM is an Android app in the Finance category from NAROEH SUCIPTO DEVS, available on Google Play.

(DANAHUB) Pinjaman Wang SIM is an independent, unofficial Android app that simulates and calculates DanaHub loan repayments and explains the terms a loan offer uses, working only on figures you type in yourself.

Free

About this app

(DANAHUB) Pinjaman Wang SIM is an independent, unofficial Android app that its developer describes as a loan simulation, calculator and complete guide to DanaHub loans. It covers the stage before anyone signs: working out a repayment, and understanding the words a loan offer uses.

What the app does

The developer describes three things and no more: a loan simulation, a calculator, and a guide. You supply the numbers, the app does the arithmetic, and the guide explains the vocabulary. All figures are estimates for planning purposes only, and the developer says to verify the actual terms directly with DanaHub.

What it does not do

It is not an official representative of DanaHub and is not affiliated with, endorsed by, or related to DanaHub, nor with any government body or regulator. It is not a lender and not an intermediary. It does not offer loans and cannot be used to apply for a loan: it does not process applications, does not disburse funds, does not check application status and does not access any account. There is no account, no login and no personal data. Never type an identity card number, a bank account number, a password or a one-time PIN into any third-party app or website.

Key facts about the programme

  • A tool that only does arithmetic has no reason to read your contacts, photos, SMS messages or list of installed apps.
  • A permission you have already granted is not permanent: Android lets you revoke any permission from Settings, app by app, at any time.
  • Personal data is covered by statute in both markets this app is written for, and those rules are amended over time.

Every figure is an estimate for planning, not a quotation and not an offer of credit. The only binding numbers are in the offer a lender gives you. Apply only through DanaHub's own official channels, and check any lender with the regulator for your country: Bank Negara Malaysia at https://www.bnm.gov.my, or Indonesia's OJK at https://www.ojk.go.id. The DanaHub name is used descriptively, for identification only.

Get it on Google Play →

What's new

  • Bug fixes and performance improvements.

App information

Updated
Package IDcom.danahub.instantloan
Content ratingEveryone
PriceFree
DeveloperNAROEH SUCIPTO DEVS
CategoryFinance
Google PlayView on Google Play

Frequently asked questions

Is this the official DanaHub app?
No. It is an independent, unofficial educational app: a loan simulation, calculator and guide. It is not an official representative of DanaHub and is not affiliated with, endorsed by, or related to DanaHub, nor with any government body or regulator. The DanaHub name is used descriptively, for identification only.
Can I apply for a loan inside the app?
No. It is not a lender and not an intermediary. It does not offer loans and cannot be used to apply for a loan, does not process applications, does not disburse funds, does not check application status and does not access any account. An actual application is made only through the official channels of the lender itself.
What permissions and personal data does it need?
The developer states there is no account, no login and no personal data, because arithmetic on figures you type in does not need your identity. A planning tool has no reason to read your contacts, your photo gallery, your SMS messages or the list of apps on your phone, and you should never type an identity card number, a bank account number, a card number, a password or a one-time PIN into any third-party app or website.
Are the figures in the app what I will actually pay?
No. All figures are estimates for planning purposes only, never a quotation and never an offer of credit. Your instalment, fees and interest are set by the lender and written into the offer document. Always verify the actual terms directly with DanaHub.
Where do I complain if a loan app misuses my data?
With the financial regulator for your country rather than with any third-party app. In Malaysia that is Bank Negara Malaysia at https://www.bnm.gov.my, which regulates licensed financial institutions and publishes alerts about unauthorised entities. In Indonesia it is OJK, whose consumer contact channel is https://kontak157.ojk.go.id. Keep screenshots and dates, because a complaint needs evidence.

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