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The PM-Vidyalaxmi Credit Guarantee: What the 75 Per Cent Covers, and What It Does Not
The credit guarantee on a PM-Vidyalaxmi loan covers 75% of the amount in default on loans up to Rs 7.5 lakh, and it pays the bank, not you…
The PM-Vidyalaxmi Moratorium and Interest Subvention: What Builds Up While You Study
A moratorium pauses your instalments, not your interest: interest keeps accruing through the course and the extra year after it, and…
PM-Vidyalaxmi Eligibility: Who Qualifies, and Which QHEI Institutions Count
PM-Vidyalaxmi eligibility is decided by your institution first and your income second: you need merit-based admission to a Quality Higher…