Search results for “national credit act”
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Before You Sign a Student Funding Agreement: The Clauses That Decide What It Costs
Nine clauses decide what an income-based student funding agreement really costs: who the provider is and whether the agreement is…
Private Student Finance or NSFAS? Who Each One Actually Suits
NSFAS is state funding for South African students at public universities and TVET colleges, means-tested on household income, and for…
Study Loan vs Personal Loan in South Africa: The Differences That Change What You Pay
A study loan and an ordinary personal loan are both credit agreements under the same Act, but a study loan is normally tied to a registered…
What a Registered Credit Provider Must Tell You Before You Sign in South Africa
Before you sign, a registered South African credit provider must give you a pre-agreement statement and quotation setting out the principal…
The Affordability Assessment a South African Lender Must Do, and the Documents It Asks For
Before granting credit, a South African credit provider must by law run an affordability assessment: verify your gross income, subtract…