Search results for “federal student loans”
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How to Fix a Student Loan Billing Error or a Misapplied Payment
Fix a student loan billing error by disputing it in writing with your servicer, loan by loan, with the bank record of the payment attached…
How to Set Up Student Loan Autopay, and the Traps to Avoid
Setting up auto debit on a federal student loan means authorising your servicer to take the amount due from your bank account each month…
What Happens When Your Student Loan Is Transferred to a New Servicer?
When a federal student loan is transferred to a new servicer, the loan does not change: the balance, the interest rate, the repayment plan…
Is Forgiven Student Loan Debt Taxable? The Tax Side of Forgiveness and Discharge
Cancelled debt is treated as taxable income under federal law unless a specific exclusion applies, and student loan relief has moved in and…
Disability and Closed School Discharge: How to Cancel a Federal Student Loan
A discharge cancels a federal student loan because of your circumstances rather than years of payments, and the two most used grounds are…
Federal Student Loan Forgiveness: Which Programmes Exist and Who Qualifies?
Federal student loan forgiveness is not one programme but several separate routes: income-driven forgiveness after a set number of…
Which Student Loan Repayment Plans Can You Choose in 2026?
Which federal repayment plans you can choose in 2026 depends on one date: when your loans were first disbursed. SAVE ended by court order…
The Repayment Assistance Plan (RAP): How Your Federal Payment Is Worked Out
RAP is an income-based federal repayment plan that sets your monthly payment as a percentage of your adjusted gross income, rising from…